Consolidating home and personal loans

At Old Mutual we will tailor a loan specifically to the needs of our customers, ensuring that they get the best financial support for any situation. Affordability: We use the Affordability Assessment criteria prescribed by the National Credit Act to determine how much our customers can afford.Financial education: Not everyone understands the 'cost of credit’, so we take the time to explain the ' financial implications’ of borrowing.Please view the Promotion of Access to Information manual which provides the information required to request access to records held by Old Mutual (South Africa) (Pty) Limited.If you are having difficulty repaying several loans, you should consider a consolidation loan.

Combining your personal debts into a new mortgage can be a good way to roll multiple payments into one manageable repayment which can save you money in the long run if you are strict with your repayments and make a conscious effort to repay the debt as soon as possible.

Our expertise is securing the lowest rate and best terms with the least documentation required on your behalf.

Please take a few minutes and see how easy it can be to qualify.

Some reasons that you may look to do this include: Before you decide that refinancing your home loan is the best way for you to consolidate your debts, you need to consider a number of costs that could arise during this process.

Depending on your situation, refinancing can attract a range of fees and other charges, including: You should factor in all of these costs when calculating whether refinancing works for you.

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